How to Create a PayPal Account in Nigeria: A Complete Guide

How to open paypal account in nigeria
How to open paypal account in nigeria

If you usually do businesses on the internet, then you must have noticed that almost every business accept PayPal as a payment option. This is so because PayPal is a world wide payment gateway. It is used by millions of people in the internet. The striking thing is that PayPal accepts payment from different countries no matter the currency. That is why many people use it.

In 2018, I had a conversation with someone who wanted to advertise in my website. After discussing, he asked for my Nigeria paypal account. Immediately, I gave him my email but the transaction didn’t work. I had to ask my friends the reason, and they told me that PayPal is not accepted in Nigeria. I felt bad because that was a good money I was supposed to earn. I suppose it was because of the incessant internet fraud that has been reported from Nigeria.

Happily, PayPal has lifted that ban for Nigerians again. Currently, Nigerians can create PayPal account without necessarily using any trick or unofficial method. In this article, i will disclose a very simple way to register and use PayPal for your online transactions.

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Requirements to open a PayPal Account


Valid email address: This is very necessary because you cannot have a PayPal account without an email attached to it.

A credit card: another important thing you need is a credit card that is attached to the PayPal account. This can either be a Visa or MasterCard that is also linked to your bank account. You don’t need to go to your bank for any reason if you have these things. Just note that some of amount of money will be deducted from your bank account after you must have verified your registration.

If you have the above requirements, you can now follow me to the step by step process to create your Nigerian PayPal account.

Also see: How to apply for divorce in Nigeria

How to open a PayPal account in Nigeria

Step 1. Visit the official PayPal website using the link:

How to register a PayPal account in Nigeria
How to register a PayPal account in Nigeria

Step 2: In the page that appears on your screen, kindly click on Sign-up

Step 3: Enter your PayPal valid email address in the space provided. Your email could be a Gmail, Yahoo mail or even a company email like (e.g

Step 4: Now, enter your preferred email in the space provided. I recommend that you use a password that is easy to remember and tough at the same time. Note that, PayPal is strict to Nigerian accounts so it is not advisable to use any password you may not be able to remember later.

Step 5: In this step you will be asked to enter you personally details like your names, date of birth, address and phone number. Make sure you enter the correct details.

Step 6: Also when filling in your address make sure that it matches the same address details you filled when you opened a bank account

Step 7: kindly enter your credit card details by punching your card nos, expiry date and the last 3 digits behind your debit card.

Step 8: Go back to you email account and click on verify to verify that you are the owner of the account.

Step 9: After verifying your account, you will be able to send money to anybody through their PayPal account, no matter the country they are transacting from. You get debited in Naira and you should get an alert from your local bank.

How to create a PayPal account using a Wallet

Alternatively, if you don’t have a credit card to follow the process above, you can still create a PayPal account using your wallet. Kindly follow the steps below to create an account using your wallet:

Step 1: Log in to your banking account using your password and token.

Step 2: In the main tab, click on “PayPal Wallet”, then click on “Create PayPal Account” in the dropdown menu.

Step 3: Now you have to link to your PayPal account by selecting which card will be the default card in your account. Try using one card for easy reconciliation.

Step 4: Kindly press the button on your online token and confirm accordingly.

Step 5: Create a password in the pop-up window that appears

Step 8: Click on “Agree and create account”.

Step 7: Finally, go to your registered email account with the bank which confirms that you have created a PayPal account.

So far, i have taken your through the requirements and process of creating a PayPal account in Nigeria. I believe this article was helpful. Nonetheless, I must remind you that PayPal is still very careful with transactions that concerns Nigerians. So if you don’t want to lose your account, make sure you use the correct details during registration.

Written by fanuomolade

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